Purchasing a home is one of the biggest financial investments you’ll ever make. To ensure you’re buying a structurally sound property that doesn’t contain hidden issues, it’s wise to get a professional home inspection before closing on a house. Below we’ll look at everything you need to know about the home inspection process in Birmingham, AL.
Why Get an Inspection?
The primary reason to get a home inspection in Birmingham AL, when buying a property is risk management. An inspection provides vital information about a home’s condition to help you make an informed decision. Without one, you could unknowingly buy a money pit of deferred maintenance and hidden defects. Catching problems early on can potentially save you thousands in future repair costs. A thorough inspection gives you peace of mind about your investment or lets you walk away from a problematic property before closing. It also provides documentation should legal issues arise down the road.
When to Get an Inspection
Home inspections typically happen after your offer is accepted but before closing. They should be completed during the inspection period outlined in the purchase agreement, which generally ranges from 10-14 days. It’s best to arrange the inspection ASAP during this time frame to allow a buffer if any issues are uncovered that require renegotiation with the seller. Avoid waiting until the final days of the inspection period if possible.
Choosing an Inspector
Vet several licensed home inspectors in the Birmingham area before choosing one. Look for an inspector who is experienced and has strong reviews. They should belong to a professional home inspector association like ASHI or InterNACHI, follow industry standards, and carry liability insurance. During an interview, ensure the inspector clearly explains their process and pricing. Avoid anyone who seems rushed or too busy.
Cost of Home Inspections
In Birmingham, you can expect to pay $300-$500+ for a professional inspector. Cost varies based on the company, size of the home, and additional services like mold or radon testing. This is typically a flat fee paid at the time of service. Be wary of exceptionally low-priced inspections, as cheaper inspectors may not be as thorough. The price is reasonable for the peace of mind a home inspection provides.
What the Inspector Checks
During the 2-3 hour on-site inspection, the home inspector will assess the physical condition and function of the home’s major systems and components. This includes:
- Roof, chimneys, gutters
- Exterior siding, windows, doors, decks, porches
- Structure – foundation, framing, floors
- Plumbing – supply/drain lines, fixtures, water heater
- Electrical – panel, wiring, outlets, GFCIs
- HVAC – furnace, AC, ducts
- Attic and insulation
- Walls, ceilings, floors, and windows inside
- Venting, moisture, and airflow
- Smoke and CO detectors
Inspectors use specialized tools like moisture meters, outlet testers, thermal imaging cams, and more during the visual examination. As a buyer, you are encouraged to attend so you can ask questions and learn about the home.
The Inspection Report
Comprehensive inspection reports are typically sent within 24 hours after finishing the on-site analysis. Expect a 20-50 page report outlining the inspector’s findings, including any recommended repairs. Reports generally contain:
- A summary of areas inspected along with conditions noted
- Detailed descriptions of any deficiencies, with accompanying photos
- An overall rating of the home’s condition
- Recommendations for any repairs, replacements, or further professional evaluation
- A conclusion stating if major issues were found that might impact the structural integrity of the home
If issues were discovered, review the inspection report right away to determine your next steps. Some minor items are normal, but significant issues could require renegotiating with the seller for credits or repairs before moving forward.
Types of Additional Inspections
Besides the general whole-home inspection, below are some additional specialized inspections buyers in Birmingham may require:
- Termite inspection – essential in AL to check for damage
- Mold testing – important in damp southern climates
- Radon testing – AL has high radon levels in certain areas
- Well/septic inspection if the home uses private systems
- Pool inspection for homes with a swimming pool
Your general inspector can advise if any extra inspections are recommended. The seller is usually responsible for having these completed.
In summary, home inspections protect Birmingham buyers by providing unbiased information about a property’s physical condition from roof to foundation. Taking time to understand the local home inspection process ensures this critical step is done right. Partner with a qualified, experienced home inspector so you can make smart, confident decisions about your home purchase.